11 Strategies to Accumulating More Wealth 

In 1758 Ben Franklin said, “Industry, perseverance and frugality make fortune yield.” It’s quite amazing that still today, the application of these words is a key ingredient to the accumulation of wealth. Accumulating assets isn’t really that difficult, but it does require discipline and the willingness to practice certain basic principles. This article describes 11 tips to guide you toward implementing a more solid long-term investment plan. An abbreviated version of this article was published in the August 2005 issue of Personal Excellence (click here for article's PDF).

12 Steps to Manage Your Debt 

Shakespeare’s Polonius cautioned, “Neither a borrower or lender be.” Unfortunately, today’s consumer hasn’t bought into this idea with consumer debt hovering at extraordinarily dangerous levels. This article describes 12 tips to help you improve your debt situation and get on the right track to a more secure financial future. A shorter version of this article was published in the August 2002 issue of Personal Excellence (click here for article's PDF).

Protecting Your Assets and Income—A Key to Financial Security  

I’m sure it comes as no surprise that talking insurance doesn’t appear on anyone’s list of “top ten” conversation starters (unless, of course, you’re an insurance agent). Yet, protecting against life’s uncertainties is critical to increasing your chances of fulfilling all of your financial dreams. This article contains 10 tips to help minimize the potential adverse consequences of “life getting in the way.”